Comprehensive
Car Insurance

Premium is a percentage of your vehicle's insured declared value, adjusted for make and model, city of registration, your claims history, the workshop tier you pick and any add-ons. We show you the working before you commit.

Conventional insurance transfers risk to the insurer in exchange for a premium. Takaful pools contributions into a participants' fund from which claims are paid, with the operator managing it for a disclosed fee. The protection you receive is comparable; the underlying contract is different and Shariah-compliant.

Yes. Motor policies can usually be transferred to the new owner or cancelled for a pro-rata refund. Tell us within seven days of the sale and we will handle the endorsement with the insurer.

Once the vehicle is inspected and payment is confirmed, cover typically begins the same working day. Digital policy documents reach you by email within 24 hours.

Standard exclusions include driving without a valid licence, driving under the influence, wear and tear, mechanical breakdown, racing, and use outside the declared purpose (for example, using a private car for commercial hire). Full exclusions are listed in your policy schedule.